Making Money and Saving Money
Do you have time for a part-time job? If it doesn't interfere with your studies and is safe, you may go ahead. A best choice of part-time job is one that ties in with what your final career choice and what you are studying. For instance, if you are doing an accountancy course, see if you can do the monthly accounts or tax calculations of some small businesses or simple business in Internet such as Advertising Program like Google Adsense or try to be an affiliate.
By the way, avoid yourself from reading and believing the "get-rich-quick" pamphlets that are posted everywhere. The only people who get rich through those are the guys running the scam.
The Malaysia Megasale may be a national tourist event but you are not required to attend! Shop at sales for things you need (Start a list before a sale starts so you know what you have to get) but be more aware of the value of goods. We all have clothes in our cupboards that looked so pretty in the shop but didn't look as nice after a few days. And what about those beach sandals you bought for the trip that never happened? Not everything is at a discount in any one shop when there's a sale. Shopping wisely may help you in saving money effectively.
Non of everything you use has to be brand-new. It's no shame to use hand-me-down or second hand sweaters, books, files, shoes, computer and bags. After all, don't we just love hand-me-down or second hand lecture notes and assignments?
A definite money-saver is a phone-card or call plan. Think of your communications pattern. Who are the people that you SMS or call most often? When? Why? Did you made a call the same person 4 or 5 times a day when you could easily said it all in 2 calls? E-mail is a good alternative way to outstation calls, especially if it is not urgent and you have a lot to say. Besides, you may share photos, something you cannot do on the phone unless you want to shell out more for thar SMS!
All said and done, as long as you have something left over each month, you're going to be all right. It's good to aim for 5% to 10% savings in the beginning. Remember, the bank pays interest on simple saving accounts. As you can see, common sense plays a big part.
P/S : This article taken from Junior Statesmen Megazine and has been modified by me.However, I didn't found the writer's name. And I would apologize if this against the Blogger or Adsense's terms and conditions.
By the way, avoid yourself from reading and believing the "get-rich-quick" pamphlets that are posted everywhere. The only people who get rich through those are the guys running the scam.
The Malaysia Megasale may be a national tourist event but you are not required to attend! Shop at sales for things you need (Start a list before a sale starts so you know what you have to get) but be more aware of the value of goods. We all have clothes in our cupboards that looked so pretty in the shop but didn't look as nice after a few days. And what about those beach sandals you bought for the trip that never happened? Not everything is at a discount in any one shop when there's a sale. Shopping wisely may help you in saving money effectively.
Non of everything you use has to be brand-new. It's no shame to use hand-me-down or second hand sweaters, books, files, shoes, computer and bags. After all, don't we just love hand-me-down or second hand lecture notes and assignments?
A definite money-saver is a phone-card or call plan. Think of your communications pattern. Who are the people that you SMS or call most often? When? Why? Did you made a call the same person 4 or 5 times a day when you could easily said it all in 2 calls? E-mail is a good alternative way to outstation calls, especially if it is not urgent and you have a lot to say. Besides, you may share photos, something you cannot do on the phone unless you want to shell out more for thar SMS!
All said and done, as long as you have something left over each month, you're going to be all right. It's good to aim for 5% to 10% savings in the beginning. Remember, the bank pays interest on simple saving accounts. As you can see, common sense plays a big part.
P/S : This article taken from Junior Statesmen Megazine and has been modified by me.However, I didn't found the writer's name. And I would apologize if this against the Blogger or Adsense's terms and conditions.
Labels: part-time jobs, real money
